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  1. Calculate your debt level. Run your monthly loan payments through our Debt Level Calculator to see where you stand.

  2. Check out your credit report. Request your report from each of the three national bureaus using our Credit: How to be creditwise as a guide.

  3. Be credit wise. Get wise to smart borrowing by reading our article, Credit: More ways to be creditwise.

  4. Focus on the bottom line. Use our Loan Cost Calculator before you borrow money.

  5. Pay down your debt. Use our Debt Reduction Calculator to help plan your attack.


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Links:

The National Foundation for Consumer Credit - Consumer credit information and education, free or low-cost confidential budget and debt counseling, and debt repayment programs (800-388-2227).

Fannie Mae - Information and calculators for buying or refinancing a home.

Experian - Credit-related information and your credit report.

Equifax - Credit-related information and your credit report.

Trans Union - Credit-related information and your credit report.

The Federal Trade Commission - Credit-related information including the Fair Credit Reporting Act.


Representatives are registered, securities are sold, and investment advisory services offered through CUNA Brokerage Services, Inc. (CBSI), member FINRA/SIPC, a registered broker/dealer and investment advisor, 2000 Heritage Way, Waverly, Iowa 50677, toll-free (800) 369-2862. Nondeposit investment and insurance products are not federally insured, involve investment risk, may lose value and are not obligations of or guaranteed by the financial institution. CBSI is under contract with the financial institution, through the financial services program, to make securities available to members. CUNA Brokerage Services, Inc., is a registered broker/dealer in all fifty states of the United States of America. The Representative may also be a credit union employee that accepts deposits on behalf of the financial institution.


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