Insurance Products

Term Life Insurance

Get the protection you need, for the length of time you need it, at a price you can afford.

Whole Life Insurance

Build cash value while protecting your life through permanent insurance.

Fixed Annuities

Save for retirement with a tax-deferred account at guaranteed interest rates.

Long-term Care Insurance

Preserve your assets with insurance to cover in-home or nursing home care.

Disability Income Insurance

Replace your income in the event of a disability that prevents you from working.

Debt Cancellation for Loans

Purchase payment protection to cancel or postpone your monthly loan payment, if you are unable to make payments due to a covered event, before the loan is repaid.

On The Road Of Life We've Got You Covered.

Learn More About Auto Insurance Get an Auto Insurance Quote Now Recall an Auto Insurance Quote Find a Sales Office

Your credit union is always on the lookout for valuable savings opportunities and benefits for its members. So when we found MEMBERS™ Auto Insurance, a program that offers competitive rates exclusively to credit union members, we had to share the savings with you.

Discounts - Through exclusive member savings discounts, you could save up to $341.28.* Some members save even more.
Convenient Services - Fast, online access to service is just a click away. Make changes to your auto policy, review and pay your premium or report a claim. Responsive 24-hour access to dependable claims professionals 7 days a week, including holidays.

*Figure based on February 2008 sample of auto policyholder savings when comparing their former premium with those of Liberty Mutual's group auto and home program. Individual premiums and savings will vary. Discounts are not available in all states and discounts vary by state.

More Than Possessions And Assets, It's Your Home

Learn More About Homeowners Insurance Request a Homeowners Insurance Quote Now Find a Sales Office

The credit union is always on the lookout for valuable saving opportunities and benefits for our members so when we found MEMBERS™ Homeowners Insurance, a program that offers competitive rates exclusively to credit union members for homeowners, condominium or renter's insurance, we had to share the savings with you.

Discounts - Save money on your homeowners, condominium or renter's insurance through exclusive member saving discounts.
Convenient Services - Fast, online access to service is just a click away. Make changes to your homeowners policy, review and pay your premium or report a claim. Responsive 24-hour access to dependable claims professionals 7 days a week, including holidays.

Protect Your Family, Home, Income, Business.

Learn More About Term Life Insurance

Term life insurance plays a key role in meeting the most basic life protection needs of members. Unlike permanent plans, it provides insurance protection for only a limited number of years. And because term typically does not build cash values it can often be purchased reasonably.

Practical protection - It can help your family pay off a mortgage, fund education, or protect against lost income in the event of your death.
Affordability - With competitive rates, you may find this coverage easily fits your budget.
Easy access - Coverage is conveniently available through three distribution channels: direct mail, call marketing and face-to-face.

An Affordable Supplement To Life Insurance

Learn More About Accident Insurance

Accidental Insurance can supplement your life insurance coverage with a benefit paid upon accidental death or accidental injury.

No-Cost Coverage - Your credit union provides an initial basic coverage amount at no cost to you.
Additional Coverage - You can sign up for additional coverage at affordable rates, and acceptance is guaranteed.

Providing Dependable Guarantees For Life

Learn More About Whole Life Insurance

Whole life is the cornerstone upon which the life insurance industry was built. Whole life offers permanent insurance protection and guarantees for as long as you live.

Stability and guarantees - protection for as long as you live.
Premiums - Level premiums for life.
Benefits - Builds cash value over time with loan options.

Learn More About Variable Annuities

Looking for a place to invest some retirement dollars with an opportunity to outpace inflation? Variable annuities are a popular choice for potential tax-deferred earnings, death benefits, and the option of creating a monthly lifetime income.

Money invested in a variable annuity can be divided into a wide selection of variable and fixed sub-accounts. Your contract value will rise or fall based on the performance of the underlying sub-accounts you choose.

A Safe Investment For A Reliable Future.

Learn More About Fixed Annuities

Looking for a place to invest some retirement dollars safely? Fixed annuities offer predictable tax-deferred earnings, death benefits, and the option of creating a monthly lifetime income.

Fixed annuities either offer a fixed interest rate or an interest rate tied to an index. Both offer protection of your principal and minimum interest rates guaranteed by the underlying insurance company.

Learn More About Long-term Care Insurance

Do you have a plan in place to cover any nursing home or in-home assistance you may need in the future? Do you have dollars earmarked for these expenses? This care is expensive - in a time of need, how will you pay for these services?

If you don't have a plan in place to cover these expenses, it's time to learn more about Long-term Care Insurance and the protection it provides.

Learn More About Long-Term Care

Do you have a plan in place to cover any nursing home or in-home assistance you may need in the future? Do you have dollars earmarked for these expenses? This care is expensive - in a time of need, how will you pay for these services?

If you don't have a plan in place to cover these expenses, it's time to learn more about Long-Term Care Insurance and the protection it provides.

Learn More About Disability Income

Your ability to earn an income is one of your most valuable assets, and worth protecting. If you were disabled and unable to work, where would your income come from? How would you pay your bills?

With Disability Income insurance, you'll know how. While disabled, you'll receive a monthly income to live on. And you'll be able to focus on a plan for healing, instead of a plan for paying your bills.

A Plan That Protects Your Family While Investing In Your Future.

Learn More About Variable Universal Life Insurance

Need insurance but also want to have something to show for it? Variable Universal Life insurance allows you to purchase insurance protection and invest your dollars in variable investment funds at the same time. Any earnings on investments can fund the insurance premiums and also supplement your retirement.

Variable Universal Life insurance is a very flexible way to provide the insurance coverage you need. You can change your premiums, benefits, and investment choices throughout the life of the policy.

Protect Your Loved Ones From The Unexpected.

Learn More About Credit Life Protection for Loans

MEMBERS® CHOICE Credit Life reduces or pays off the loan should you die

Protects the lifestyle of your loved one
Premium is included with your loan payment
Easy enrollment when you apply for your loan

Learn More About Debt Cancellation for Loans

Debt Cancellation helps protect your credit rating and collateral should a covered event occur.

Reduces or pays off your covered loan if you die
Makes covered loan payments if you are disabled
Protects the lifestyle of your loved ones
Premium is included with your loan payment
Easy enrollment when you apply for your loan

Learn More About Credit Disability Protection for Loans

MEMBERS® CHOICE Credit Disability is makes monthly loan payments up to the policy maximum should you become disabled due to a covered illness or injury.

Protects your lifestyle and that of your loved ones
Protects your credit rating
Premium is included with your loan payment
Easy enrollment when you apply for your loan