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Electronic Funds Transfer (EFT)
A convenient payment method in which the policyowner authorizes the insurance company to make withdrawals from an account to pay premiums automatically.

Evidence of Insurability
Statements and representations regarding an insured’s or prospective insured’s state of health, life style, and financial condition that might affect insurance acceptability.

Extended Term
A non-forfeiture option on whole life insurance which allows coverage to be extended for a limited time period by using the policy’s cash value to purchase temporary term insurance equal to the face amount of the original policy.


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Representatives are registered, securities are sold, and investment advisory services offered through CUNA Brokerage Services, Inc. (CBSI), member FINRA/SIPC, a registered broker/dealer and investment advisor, 2000 Heritage Way, Waverly, Iowa 50677, toll-free (800) 369-2862. Nondeposit investment and insurance products are not federally insured, involve investment risk, may lose value and are not obligations of or guaranteed by the financial institution. CBSI is under contract with the financial institution, through the financial services program, to make securities available to members. CUNA Brokerage Services, Inc., is a registered broker/dealer in all fifty states of the United States of America. The Representative may also be a credit union employee that accepts deposits on behalf of the financial institution.


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