Death Benefit
The proceeds or benefit that is payable to the beneficiary of a life insurance contract upon the death of the insured. Death Certificate
A legal document noting the death of a person. Deferred Annuity
An annuity contract established with a single premium or a series of payments left to accumulate on a tax-deferred basis over a period of years until needed as income through a series of payments in the future. Direct Response Products
Insurance products sold directly through the mail, internet or telephone which does not involve face to face contact with an agent or marketer. Dividend
Money returned to the owner of a participating policy that represents a partial refund of the premium paid. Dividend Option
The policyowner’s choice for use of the dividend. In participating policies, the dividend can accumulate at interest, reduce the premium, purchase additional paid-up insurance, or be taken in cash.
Forms & FAQs for All Products
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Representatives are registered, securities are sold, and investment advisory services offered through CUNA Brokerage Services, Inc. (CBSI), member FINRA/SIPC, a registered broker/dealer and investment advisor, 2000 Heritage Way, Waverly, Iowa 50677, toll-free (800) 369-2862. Nondeposit investment and insurance products are not federally insured, involve investment risk, may lose value and are not obligations of or guaranteed by the financial institution. CBSI is under contract with the financial institution, through the financial services program, to make securities available to members. CUNA Brokerage Services, Inc., is a registered broker/dealer in all fifty states of the United States of America. The Representative may also be a credit union employee that accepts deposits on behalf of the financial institution.
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©1997-2009 CUNA Mutual Group.
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