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MEMBER'S CHOICE® Credit Life Insurance gives you a way to help cover your loved ones from the unexpected. It may reduce or pay off your outstanding loan balance, up to the policy maximum, if you were to die before paying off the loan.

MEMBER'S CHOICE Credit Life Insurance is convenient, economical and the cost for coverage is included in your regular payments. It offers these advantages:

  • May help reduce or pay off your covered loan balance, up to the policy maximum.
  • Requires no physical exam and the enrollment forms are simple.
  • Offers the convenience of including premium in your loan payment.
Many people believe life insurance is their family's financial safety-net if a "breadwinner" dies. Take this quiz to help determine whether life insurance is enough for your family. Then ask your loan officer about covering your next loan.

CUNA Mutual Group is the marketing name for CUNA Mutual Holding Company, a mutual insurance holding company, its subsidiaries and affiliates. Your purchase of MEMBER’S CHOICE® Credit Life Insurance, underwritten by CMFG Life Insurance Company, is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions, and exclusions may apply. Please contact your loan representative, or refer to the Group Policy for a full explanation of the terms. Claims may be filed by contacting your credit union. If you have questions regarding your claim status, contact CMFG Life at 800.621.6323. California Department of Insurance Consumer Hotline: 800.927.4357.


Representatives are registered, securities are sold, and investment advisory services offered through CUNA Brokerage Services, Inc. (CBSI), member FINRA/SIPC, a registered broker/dealer and investment advisor, 2000 Heritage Way, Waverly, Iowa 50677, toll-free (800) 369-2862. Nondeposit investment and insurance products are not federally insured, involve investment risk, may lose value and are not obligations of or guaranteed by the financial institution. CBSI is under contract with the financial institution, through the financial services program, to make securities available to members. CUNA Brokerage Services, Inc., is a registered broker/dealer in all fifty states of the United States of America. The Representative may also be a credit union employee that accepts deposits on behalf of the financial institution.

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©CUNA Mutual Group 2015

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