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Are you covered from the unexpected? Could you manage financially if your income was reduced or eliminated due to a disabling illness or injury? MEMBER'S CHOICE® Credit Disability Insurance can help. It makes your monthly loan payment, up to the policy maximum, should you become totally disabled due to a covered illness or injury.

MEMBER'S CHOICE Credit Disability Insurance is convenient, economical and the cost for coverage is included in your regular payments. It offers these advantages:

  • Makes your covered loan payments, up to the policy maximum, if you become totally disabled.
  • Helps protect credit rating and collateral.
  • Helps reduce financial burden during recovery.
  • Requires no complicated enrollment forms or physical exam.
  • Offers the convenience of premium included in your loan payment.

Knowing the truth about disability issues can help you make important financial-security decisions that matter to you and your family. Check your disability awareness by taking this quiz. Then ask your loan officer about covering your next loan.

Your purchase of credit disability insurance, underwritten by CMFG Life Insurance Company, is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions, and exclusions may apply. Please contact your loan representative, or refer to the Policy Agreement for a full explanation of the terms.


Representatives are registered, securities are sold, and investment advisory services offered through CUNA Brokerage Services, Inc. (CBSI), member FINRA/SIPC, a registered broker/dealer and investment advisor, 2000 Heritage Way, Waverly, Iowa 50677, toll-free (800) 369-2862. Nondeposit investment and insurance products are not federally insured, involve investment risk, may lose value and are not obligations of or guaranteed by the financial institution. CBSI is under contract with the financial institution, through the financial services program, to make securities available to members. CUNA Brokerage Services, Inc., is a registered broker/dealer in all fifty states of the United States of America. The Representative may also be a credit union employee that accepts deposits on behalf of the financial institution.

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©CUNA Mutual Group 2014

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