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IRAs
Assuming you're eligible, you can contribute up to $5,000 to an IRA in the 2010 tax year. If you are age 50 or older, you can also make an extra $1,000 catch-up contribution. Make your 2010 contributions anytime between January 1, 2010 and April 15, 2011.

You can continue to make 2009 tax year contributions until April 15, 2010. Assuming you're eligible, you can contribute up to $5,000 to an IRA in the 2009 tax year.


ESAs
Education Savings Accounts (ESAs) allow you to save up to $2,000 per child per year. In addition, earnings grow tax free if withdrawals are used for qualified education expenses.

Complete Transactions From Home

It's never been easier to open a new account or work with an existing one you have at our credit union. From the privacy of your home, you can quickly and accurately complete the necessary forms. Then simply follow our instructions to print, sign, and submit your completed forms.

PLEASE NOTE: To use this feature, you must be a member of MECU of Baltimore, Inc..   Click here to learn how you can become a member today.

What type of transaction would you like to do?

  • Open a New Account
    Select this option to open an new IRA - Education Savings Account (ESA) .

  • Contribute to an existing Account
    Select this option to add money to an existing account for any of the following reasons:
    • Make a regular contribution to an existing account
    • Move money by a direct transfer from one account to another
    • Roll over money from an IRA or a qualified retirement plan


  • Withdraw from an existing Account
    Select this option to remove or withdraw funds from an existing account for any of the following reasons:
    • Move funds through a rollover or direct transfer
    • Withdraw a previous contribution
    • Withdraw if you are disabled
    • Settle a federal tax levy
    • Make a normal withdrawal
    • Cancel a new IRA within 7 days of opening it

  • Investment Options
    Select this option to review the investment options you can use to fund your account at MECU of Baltimore, Inc..