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What are the early withdrawal rules?
A. Penalty-free exceptions
Withdrawing contributions and conversions Withdrawing Roth IRA earnings Withdrawals for education and home buying costs Withdrawals for medical, disability, and death
B. Before age 59 ½ Payments
General payment rules Considerations before taking payments Private rulings on payment size & multiple IRAs Required minimum distribution (RMD) payments Fixed payments Switching to the RMD method
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