Please note: we are providing this abbreviated retirement planning calculator as a good way for you to start planning your retirement. The calculator provides only a rough estimate of your retirement needs, and the results are not intended to be an accurate analysis of your specific needs. The results are hypothetical, and are not intended to offer investment, tax, accounting, legal, financial planning, or estate planning advice.

It will be easier to complete the calculator if you have the following handy:

• Your last paycheck stub
• Your most recent employer-sponsored retirement plan statements
• Your most recent retirement investment statements
• Last year's tax return
• Your list of current income and expenses
• Your Social Security retirement benefit estimate from the Social Security Administration (www.ssa.gov)

Note: you may proceed directly to the Summary Screen if you prefer to enter all the information on one page.

¹This calculator can only handle calculations that assume that both you and your partner retire at the same time.